Global scaling, banking, payments, finance and consumer apps background. Co-founder Aera, a fintech dedicated to first home buyers, responsible for product, ops. Previously COO of Laybuy from 2018 to 2021 (growing from 7 to ~100 employees and ASX IPO), launched AU/UK businesses focussing on fundraising (P/E, debt lines), regulatory engagement and platform. Actively building with LLM models which underpin Aera's RAG based financial coach. Going deeper with new methods of AI enabled intent based data retrieval and search. Holds a bunch of scars from fundraising, fraud-fighting, scalability and regulatory issues over many years in regulated financial services and challenger platforms.